Cookie Policy
Last Updated: March 12, 2026
This Cookie Policy supplements our Privacy Policy available at /privacy-policy/. It explains how Horizon Financial Academy uses cookies and similar technologies on our website. We operate solely as an educational provider. Cookies help us ensure the site works correctly, understand aggregated usage patterns, and—if you consent—support marketing that promotes our educational programs. We do not provide investment advice, and we do not make promises about financial performance.
What are cookies and similar technologies?
Cookies are small text files placed on your device by a website. They are widely used to make websites function, operate more efficiently, and provide reporting information. Related technologies include local storage, pixel tags, and server-side identifiers that help recognize a browser session. In this policy, the term “cookies” also includes these similar technologies unless stated otherwise.
How we classify cookies
By lifespan: Session cookies are erased when you close your browser. Persistent cookies remain until they expire or you delete them. By origin: First‑party cookies are set by Horizon Financial Academy; third‑party cookies are set by service providers (for example, analytics and advertising partners) that appear on our pages.
Categories we use
Essential cookies (no consent required): These are necessary for basic site functions such as load balancing, session continuity, security, and remembering your cookie choices. Without them, the site cannot operate reliably.
Analytics cookies (consent required): If enabled, these help us understand which pages are visited and how content is used—at an aggregated level. We configure analytics to use IP anonymization where supported and to retain data for a limited period. Analytics results guide content improvements for clarity and accessibility.
Marketing cookies (consent required): If enabled, these support advertising and reach measurement for our educational programs. They may record that you visited our site and can be used to show or measure ads for similar audiences. We do not make financial recommendations; marketing cookies only help us communicate about educational content.
Cookies we use
| Name | Purpose | Category | Type | Retention |
|---|---|---|---|---|
| _site_session | Site session continuity | Essential | First‑party | Session |
| cookie_consent | Stores your consent choice | Essential | First‑party | 12 months |
| _ga | GA4 user identifier | Analytics | Third‑party | 2 years |
| _ga_XXXXXXXXXX | GA4 session state (10‑char GA4 ID) | Analytics | Third‑party | 2 years |
| _gcl_au | Google Ads conversion linker | Marketing | Third‑party | 90 days |
| _fbp | Meta Pixel browser identifier | Marketing | Third‑party | 90 days |
| _fbc | Meta Pixel click identifier | Marketing | Third‑party | 90 days |
Your consent choices
If you are in the EEA or UK, we only set analytics and marketing cookies after you give explicit consent using our preferences tools. Your current choice is stored in the cookie_consent cookie for 12 months. You can change your selection at any time by clicking “Manage cookie preferences” in the footer. Withdrawing consent will not affect the lawfulness of processing based on consent before withdrawal.
Managing cookies in your browser
Browsers allow you to delete cookies or block them for specific sites. Instructions differ by browser and version. You can usually find controls in the Settings or Preferences menu under “Privacy” or “Security.” If you delete essential cookies, some features may not function correctly. You can also review platform tools provided by major providers. For reference, you may visit the following (copy and paste into your browser): tools.google.com/dlpage/gaoptout, adssettings.google.com, facebook.com/adpreferences, and youronlinechoices.eu.
Third‑party providers
We work with service providers that help operate the site and measure aggregated usage. These may include Google LLC (Google Analytics 4 and Google Ads) and Meta Platforms (Meta Pixel). Depending on your consent, these providers may receive information such as cookie identifiers, page views, device information, and conversions. We configure integrations to respect applicable consent choices. We do not permit these providers to use site data for their own independent commercial purposes.
International transfers
Where data is transferred outside the EEA/UK (for example, to the United States for Google or Meta), we rely on adequacy decisions such as the EU‑US Data Privacy Framework and its UK Extension where applicable, and Standard Contractual Clauses or the UK IDTA as fallback safeguards.
Retention
Cookie lifetimes are listed in the table above. Analytics reports are retained for a limited period consistent with our Privacy Policy. Server logs that support security and reliability are typically kept for up to 90 days. Consent records may be preserved for audit purposes.
Updates to this policy
We may revise this Cookie Policy to reflect changes to our technologies or legal requirements. Material changes will be announced on this page, and we will refresh the “Last Updated” date. Continued use of the website after changes become effective indicates that you have read the updated policy.
Contact
If you have questions about this Cookie Policy, please contact Horizon Financial Academy (JOWEI S.L.) at [email protected] or by post at C. del Dr. Manuel Candela, 20, AlgirĂłs, 46021 Valencia, Spain.